The price of energy, food and bills are all rising and many of us are feeling worried about our finances. You might even find yourself in a position you have never experienced before. There are services and advice that can help, some of which depend on your circumstances.

Please see below for details.

Click on the NCL borough logos below to see what cost of living support might be available in your local area.


The Care Worker’s Charity     

The Care Worker’s Charity have two grants available:

Crisis grants – For care workers who have experienced a recent change in circumstance resulting in a significant financial impact.
Covid-19 Emergency Fund grant – Emergency funding for care workers who have suffered a drop in income due to Covid-19, or who need financial support because of a Covid-related circumstance. Includes roles such as cooks/kitchen assistants, housekeepers or domestic workers, maintenance staff, drivers and admin staff.

To learn more, click here:

Cavell Nurses Trust   

A charity that supports UK nurses, midwives and healthcare assistants (working and retired) when they’re suffering personal or financial hardship often due to illness, disability, older age and domestic abuse. Support can include one-off grants to relieve financial hardship and rapid emergency funding for those at great risk.

For more details:

The Healthcare Worker’s Foundation     

Provide grants of up to £1,000 to healthcare workers who are experiencing exceptional financial hardship. They have two funds: the general fund (up to £1,000) and the rainy day fund (up to £500).

Find out more here: Healthcare Workers’ Foundation – Home (

Help Me, I’m a Doctor         

They bring together five independent charities that can provide financial support for doctors when they need confidential financial assistance. These benevolent funds provide vital support to help doctors in genuine financial need get their lives and
careers back on track.

For more details:

The Queen’s Nursing Institute

Provides financial support for nurses. Read more here. 

The RCN Foundation Benevolent Service         

Telephone advice and information service for nursing team. You may be eligible for a Lamplight Support Service hardship grant if you’re a current or former nurse, midwife, healthcare assistant and associate. In certain circumstances, they can help a nursing student. You don’t need to be a member of the Royal College of Nursing.

RCN Members: 0345 772 6100
Non RCN Member: 0345 772 6200

Lines are open 8.30am to 8.30pm, seven days a week
For more details:

Social Workers’ Benevolent Trust

Offers financial help to social workers and their dependants in times of hardship. Details about the grants available and how to apply can be found on their website. 

The Trussel Trust – Find your local foodbank

To find your local Trussel Trust foodbank, click here. 

If you’re struggling to afford the essentials or need advice and support you can call the free helpline for England and Wales on 0808 208 2138 (Open Monday to Friday, 9am – 5pm. Closed on public holidays.)


Turn2Us help people in financial need gain access to welfare benefits, charitable grants and other financial help – online, on the phone and face to face through partner organisations.

To learn more, click here:

Citizens Advice Bureau

Access helpful advice and resources on budgeting, benefits, paying bills and other essential costs here. 


The London Cost of Living Hub 

Find information about benefits, grants and discounts you can get if you’re in financial difficulty, from the Mayor of London, the government, your local council, charities and advice centres. 

You can access the Hub here. 

Money Helper Service – Tools and Resources

Money Helper have a number of cost of living guides and tools including:

You can access these and more here. 

NHS telephone support line

NHS staff can call this support line, provided by the MoneyHelper Service, for free and impartial money guidance.

  • Free telephone: 0800 448 0826 (Monday to Friday 8am-6pm)
  • Whatsapp: Add 07701 342744 to your WhatsApp and send the Money Advice Service’s national support team a message for help with sorting out your debts, credit questions and pensions guidance.
  • Webchat: Chat to Money Helper Service team via their online portal

Supporting staff with the rising cost of living – good employment practice

To support local employers, this page draws together important resources and good employer practice with examples from across the NHS.


Warm Welcome Space

As a result of the rising cost of living, many people can’t afford to heat their homes this winter. Warm Welcome Space believe everyone should have a warm and welcoming Space to go to this winter, which is why their network of community organisations, churches, libraries, businesses and other faith groups across the UK have opened their doors to provide exactly that.

To learn more, click here. 

Watch ‘My Money In Mind: Financial wellbeing webinar for health & social care staff’ which was run by the KeepingWell NCL Hub and Money and Pensions Service (MaPS).